Last Updated: September 13, 2025

1. Introduction & Agreement to Terms

Welcome to cobol-training.com (the “Site”). These Terms and Conditions (“Terms”) govern your use of our website and the services, courses, and content offered herein (collectively, the “Services”). The Site is owned and operated by Kévin Lhuillier (“we,” “us,” or “our”).

By accessing, browsing, or using our Site and Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not use this Site or our Services.

2. User Accounts

To access certain features of the Site, such as paid courses, you may be required to register for an account. When you create an account, you agree to:

• Provide accurate, current, and complete information.
• Maintain the security and confidentiality of your password and account credentials.
• Be solely responsible for all activities that occur under your account.
• Notify us immediately of any unauthorized use of your account.

You must be at least 18 years of age to create an account and purchase our Services.

3. Payments, Subscriptions, and Refunds

• Payments: All fees for courses and Services are due in accordance with the payment terms presented at the time of purchase. We use third-party payment processors to handle transactions securely.
• Pricing: We reserve the right to change the prices for our Services at any time. Any price changes will not affect purchases already completed.
• Subscriptions: If Services are offered on a subscription basis, your subscription will automatically renew at the end of each billing period unless you cancel it in accordance with the cancellation policy.
• Refund Policy: Our refund policy is as follows: We offer a full refund within 14 days of purchase, provided that you have not completed more than 20% of the course content. To request a refund, please contact us at contact@cobol-training.com

4. Intellectual Property Rights

All content on this Site, including but not limited to text, graphics, logos, videos, course materials, code examples, and software (the “Content”), is the property of Cobol Training or its content suppliers and is protected by international copyright, trademark, and other intellectual property laws.

Upon purchase of a course, we grant you a limited, non-exclusive, non-transferable license to access and view the Content for your personal, non-commercial educational purposes only. You are expressly prohibited from:

• Reproducing, distributing, modifying, or publicly displaying any Content.
• Reselling, renting, or leasing the Services or Content.
• Creating derivative works from our Content.
• Sharing your account login credentials with any other person.

5. User Conduct and Prohibited Uses

You agree to use the Site and Services only for lawful purposes. You are prohibited from:

• Using the Site in any way that violates any applicable federal, state, local, or international law.
• Engaging in any conduct that is fraudulent, defamatory, or harmful to us or any other user.
• Attempting to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Site, the server on which the Site is stored, or any server, computer, or database connected to the Site.
• Introducing any viruses, trojan horses, worms, or other material that is malicious or technologically harmful.
• Using any automated system, such as “bots” or “spiders,” to access the Site for any purpose, including scraping data.

6. Disclaimers

The Services and all Content on the Site are provided on an “AS IS” and “AS AVAILABLE” basis without any warranties of any kind, either express or implied.

We do not warrant that:

• The Services will meet your specific requirements or produce specific outcomes (e.g., guarantee of a job or certification).
• The Site will be uninterrupted, timely, secure, or error-free.
• The information and course material provided will be accurate, reliable, or complete.

7. Limitation of Liability

To the fullest extent permitted by law, in no event shall Cobol Training, its directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of or inability to access or use the Service; (ii) any conduct or content of any third party on the Service; (iii) any content obtained from the Service; and (iv) unauthorized access, use or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence) or any other legal theory.

8. Indemnification

You agree to defend, indemnify, and hold harmless Cobol Training and its licensee and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees), resulting from or arising out of your use and access of the Service, or a breach of these Terms.

9. Termination

We may terminate or suspend your account and bar access to the Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

10. Governing Law

These Terms shall be governed and construed in accordance with the laws of France, without regard to its conflict of law provisions.

11. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of any significant changes by posting the new Terms on this page and updating the “Effective Date.” Your continued use of the Site after any such changes constitutes your acceptance of the new Terms.

12. Contact Us

If you have any questions about these Terms, please contact us at contact@cobol-training.com